01.08.2019 - Luxe Watches

Financing luxury watches

Found your dream luxury watch but don’t have the budget to pay for it upfront?

A luxury watch is a worthy investment – the perfect item to pass down the generations as well as being a stunning statement piece. With today’s brands ensuring quality workmanship on all of their models, you can be assured that your new Patek Philippe, Omega or Rolex is cash well spent.

Rolex Submariner Hulk 116610LV

Should I buy my watch on finance?

It can be a great idea to get your beautiful timepiece on finance with the aim of paying it off in affordable instalments, especially if it has a high price tag.

An option like this, which allows you to borrow a generous amount, means that you could afford to select a more expensive Cartier model that perhaps was previously just a little out of reach when you have a mortgage and a family to consider.

Here at Luxe Watches, we make these timepieces accessible to all by providing seamless finance solutions for every budget.

Like most other respected retailers, we just have a few requirements that you would need to meet to qualify for finance with our lender.

Will I be accepted for finance?

If you are at least 18 and have been a UK resident for three years or more, you are well on your way!

All we ask is that you can:

  • Make regular repayments by direct debit
  • Be in regular employment – a minimum of 16 hours per week – which includes self-employment, or in permanent residence with a partner who is in regular employment

OR Provide proof of sufficient income if you are retired or receiving a pension, registered disabled and unable to work

Our interest-free finance package

Once you have found the watch you love, click through to its information page and use our calculator to help you see what finance options are available.

Here at Luxe Watches, we offer an industry leading rate of 0% APR, spanning from six and up to 12 months, making it a straight-forward transaction from the start.

Finance is available on many of our watches, including our Rolex and Cartier models. You can also part-exchange an existing watch for your new purchase, to reduce your final balance.

How do I pay?

Monthly payments are incredibly straightforward as they are paid by direct debit from your personal bank account.

Typically, the first payment will be due one month after the date of the finance agreement. Subsequent monthly payments will be due every month for the length of your term on that day of the month.

Contact us

It’s important to note that financing is not suitable for everyone, particularly if you are currently in an economically-insecure position. But for those who buy responsibly, it can be a dream come true.

Speak with one of our time-served Luxe Watches advisors today to discover your perfect finance deal.