Interest Free 0% APR Luxury Watch Finance

We believe that for the finest of watches there should be an equally impressive finance package. For this reason, Luxe Watches are offering a watch finance package that provides an industry leading rate of 0% APR, spanning over 12 months. By doing so, we’re making luxury timepieces more accessible – and with absolutely no interest to be paid on finance packages spanning up to 12 months, we’re also delivering a transparent financing option that makes your purchase straightforward and stress-free right from the very start. So whether you’re looking for a Rolex on finance or Cartier finance, Luxe Watches is here to help.

Our finance is available for the majority of the watches within our collections, including our Rolex and Cartier pieces. Available online and in-store, our 0% finance options allow you to spread your payments over convenient interest-free instalments. You are also able to part-exchange an existing watch for your purchase to further reduce the final balance.

Speak with a Luxe Watches advisor today to apply for luxury watch finance, or get in touch to discover just how simple and affordable our finance deals are.

Terms & Conditions

The credit advertised is provided exclusively by V12 Retail Finance. Luxe Corporation Ltd t/as Luxe Watches is registered in England & Wales at 153A, Queens Road, Buckhurst Hill, Essex, IG9 5AZ under Company Number: 07880049 | VAT Number: 133492030. Luxe Corporation Ltd t/as Luxe Watches is authorised and regulated by the Financial Conduct Authority and is the broker and not the lender. Our FCA registration number is 761942. Luxe Corporation Ltd offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Credit is provided subject to affordability, age and status. Minimum spend applies. Not all products offered by Secure Trust Bank PLC are regulated by the Financial Conduct Authority.

Representative Examples 

Interest Free Finance (12 Months)
Cash Price£5,000.00
Minimum Deposit£1,500.00
Loan Amount£3,500.00
12x Monthly Instalment£291.67
Total Charge for Credit£0.00
Total Amount Payable£5,000.00
Representative APR0%
  
15.90% APR Finance (36 Months)
Cash Price£5,000.00
Minimum Deposit£1,500.00
Loan Amount£3,500.00
36x Monthly Instalment£122.93
Total Charge for Credit£925.48
Total Amount Payable£5,925.48
Representative APR15.90%
  

Available finance options

  • 6 Months – 0% APR Interest Free Finance
  • 12 Months – 0% APR Interest Free Finance
  • 12 Months – 15.90% APR Finance
  • 24 Months – 15.90% APR Finance
  • 36 Months – 15.90% APR Finance
  • 48 Months – 15.90% APR Finance

Deposit boundries

  • 30% minimum deposit

Qualifying for credit

  • Be at least 18 years of age
  • Have been a UK resident for 3 years or more
  • Be able to make repayments by direct debit
  • Be in regular employment (minimum of 16 hours per week) including self-employment, or in permanent residence with your spouse/partner who is in regular employment.

How to apply

  • In Store
  • Via Email
  • Through our website – choose the finance option on checkout